Tools and Offers
Lending Areas Lookup
See all the places where Haventree lends
Find out the maximum loan-to-value (LTV) ratio based on your clients’ location. Search by: → Location → Postal Code
Appraisal List
See our approved appraisers
In the event you need to use another appraisal firm, search for our approved appraisers.
Latest Offers
See the latest offers that we have for your clients.
New Elite Loyalty Program
Earn rewards when you help your clients
The Elite Loyalty Program is our way of recognizing the work you do every day to support your clients and grow your business. Every deal matters, and every funded deal moves you forward.
Products
Flex 60 – Extended ratios
More flexibility for eligible borrowers with ratios up to 60% GDS/TDS.
What this means for you and your clients: - Increase client eligibility - Reduce exceptions or escalations requests - Improve clarity of outcomes Approved area LTV caps and FICO-based limits continue to apply.
Family Contributory Income
A flexible way to support affordability in family-backed applications.
It lets you factor income from an eligible family member into a mortgage application. It’s a practical way to reflect real household support.
Fixed Rate
Your rate stays the same, even when life doesn’t.
Your monthly payments stay consistent throughout your mortgage term. → 1-, 2-, 3-, or 5-year terms → Same annual percentage rate throughout Terms apply
Second Mortgage
Maintain financial stability when facing tough seasons.
Our Second Mortgage can help you consolidate high-interest debt, start home renovations, or cover major expenses. → Open or closed term → Refinance or equity take out Terms apply
Convertible
Room to move, lock in when it feels right.
Our Convertible Mortgage creates flexibility and empowers you with greater control over your mortgage rate options. → 12-month mortgage → Convert to a new mortgage without penalty Terms apply
Rental Property Mortgage
Grow your future—one door at a time.
Growing your rental portfolio? Get competitive rates and flexible financing. → 1-, 2-, 3-, or 5-year fixed terms → Multiple property types Terms apply
Improvements
Turn your house into your dream home.
Add up to $100,000 extra to help pay for renovations or improvements. → Fixed-rate mortgage benefits → For purchase or refinance Terms apply