haventree bank
Why Choose a Haventree TFSA?
I Grow your wealth, without the taxes. Maximize the gains of compound interest within a tax free savings account.
Tax-Free Growth
Interest earned within your TFSA is not subject to tax, helping your savings grow faster over time.
Flexible Saving Options
Choose a TFSA Savings Account for easy access to your funds, a TFSA GIC for guaranteed returns, or use both to achieve your financial goals.
Save for Any Goal
A TFSA can help you save for both short-term and long-term priorities, including: Emergency funds, major purchases and retirement savings.
Confidence in Every Deposit
With secure savings solutions and CDIC deposit protection, you can focus on reaching your goals with peace of mind.
Product Features
Tax-Free Savings Account
Find the TFSA That's Right for You
TFSA Savings Account
Keep your money accessible while enjoying the benefits of tax-free growth. A Haventree TFSA Savings Account combines the earning potential of a high-interest savings account with the tax advantages of a TFSA.
Open a TFSA Savings Account
Best for
Savers looking for flexibility without sacrificing growth.
Features
Tax-free growth on interest earned
Competitive 2.50% interest rate
No monthly account fees
No minimum balance requirement
Flexible access to your funds
Ideal for emergency savings and short-term goals
Guaranteed Investment
TFSA GICs
TFSA GICs
Earn a guaranteed return while keeping every dollar of interest tax-free. Haventree TFSA GICs offer predictable growth and peace of mind, making them a smart option for medium- and long-term savings goals.
Learn More on GICs| Term | Rate |
|---|---|
| 1 Year | 4.25% |
| 2 Years | 4.00% |
| 3 Years | 4.15% |
| 4 Years | 4.20% |
| 5 Years | 4.30% |
Shorter terms are also available. Interest calculated on a 365 day year and compounds annually and/or paid annually based on option selected. GICs are non redeemable prior to maturity. Rates subject to change without notice.
Best for
Savers who want certainty, stability, and guaranteed returns.
Features
Guaranteed rate for the full term
Competitive interest rates
No exposure to market fluctuations
Terms to suit your savings horizon
Eligible deposits covered by CDIC insurance, within applicable limits
Find the right account for your goals
Compare registered savings options for every stage of life.
| Account details | RRSP | FHSA | TFSA |
|---|---|---|---|
| Best for | Saving for retirement | Saving for your first home | Saving for retirement, big purchases, and emergency fund |
| Tax benefits | Contributions are deductible from taxable income. | Contributions are tax deductible. Qualifying withdrawals for first home are tax-free. | Growth within account are tax free at withdrawal. |
| Choose this if... | You want to build long-term retirement savings and reduce your taxable income. | You're a first-time home buyer and want the tax advantages while saving for a home. | You want flexible savings with tax-free growth and withdrawals. |
| Contribution room | Up to 18% of previous year's earned income, subject to the annual limit. | $8,000 per year, up to $40,000 lifetime. | $7,000 annual limit in 2026, plus unused room carried forward. |
HOW IT WORKS
How a TFSA Works
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WHAT’S NEXT