Registered Savings Accounts. Save More. Keep It Simple.

Earn a 2.50% interest rate while maximizing your tax benefits. Choose from our TFSA, RRSP, or FHSA accounts.

haventree bank

Why Choose a Haventree Registered Savings Account?

Whether you're building an emergency fund, planning for retirement, saving for your first home, or simply looking for a better place to grow your money, the Haventree Bank Savings Account provides a simple, no-fee solution designed to help you reach your goals.

Competitive Interest, Every Day

Put your money to work with a competitive 2.50% interest rate and watch your savings grow over time.

No Fees. No Minimums.

No monthly account fees, no minimum balance requirements and no hidden charges. You can start saving with whatever amount works for you.

Registered Accounts (RRSP, TFSA, FHSA)

Maximize your tax benefits with our available registered accounts. Choose from our TFSA, RRSP, and FHSA accounts.

Product Features

Registered Accounts

Find the Registered Account That’s Right for You

TFSA Savings Account

Keep your money accessible while enjoying the benefits of tax-free growth. A Haventree TFSA Savings Account combines the earning potential of a high-interest savings account with the tax advantages of a TFSA.

Best for: Savers building their retirement nest egg while maintaining flexibility.

Features

Competitive 2.50% interest rate
Tax-free growth on interest earned
No exposure to market fluctuations
No monthly account fees
Flexible access to your funds
Ideal for emergency savings and short-term goals

RRSP Savings Account

Save for retirement while maintaining the flexibility to contribute and grow your savings over time. A Haventree RRSP Savings Account combines competitive interest earnings with the tax advantages of a registered retirement plan.

Best for: Savers building their retirement nest egg while maintaining flexibility.

Features

Competitive 2.50% interest rate
Tax-deferred growth on interest earned
Potential tax deductions on eligible contributions
No exposure to market fluctuations
No monthly account fees
Ideal for ongoing retirement contributions

FHSA Savings Account

Build your down payment with confidence while benefiting from powerful tax advantages. A Haventree FHSA Savings Account helps eligible first-time homebuyers save toward a future home purchase with a combination of tax-deductible contributions and tax-free qualifying withdrawals.

Best for: Eligible first-time homebuyers looking to grow their down payment without market risk.

Features

Competitive 2.50% interest rate
Tax-deductible contributions
Tax-free qualifying withdrawals for a first home purchase
No exposure to market fluctuations
No monthly account fees
Flexible savings for future homeownership goals

Find the right account for your goals

Compare registered savings options for every stage of life.

Find the right account for your goals
Account details	RRSP	FHSA	TFSA
Best for	Saving for retirement	Saving for your first home	Saving for retirement, big purchases, and emergency fund
Tax benefits	Contributions are deductible from taxable income.	Contributions are tax deductible. Qualifying withdrawals for first home are tax-free.	Growth within account are tax free at withdrawal.
Choose this if...	You want to build long-term retirement savings and reduce your taxable income.	You're a first-time home buyer and want the tax advantages while saving for a home.	You want flexible savings with tax-free growth and withdrawals.
Contribution room	Up to 18% of previous year's earned income, subject to the annual limit.	$8,000 per year, up to $40,000 lifetime.	$7,000 annual limit in 2026, plus unused room carried forward.

HOW IT WORKS

Let’s dig into the process

How to get started

01

Open a fee-free Everyday Growth Account.

02

Open Your Savings Product

Choose a TFSA, RRSP or FHSA Savings Account.

03

Contribute

Add funds whenever you're ready, up to your available contribution room.

04

Grow Your Savings

Grow your savings with the tax benefits associated with each account.

05

Withdraw When You Need It

Access your funds whenever you need them. Check the tax implications on the account before using your funds.

FAQs

Have questions? We’ve got answers

Frequently Asked Questions

See all FAQs

CLIENT SUPPORT

We’re here to help.

Real people. Real support. Our Client Care team is here to help. 

WHAT’S NEXT

Savings Made Simple

Whether you're building an emergency fund, planning for retirement, saving for your first home, or simply looking for a better place to grow your money.